RLI Personal Umbrella Policy
The RLI PUP is a true “broad form” umbrella providing coverage that is not limited by exclusions or limitations in the underlying policies. RLI is rated A+ by A.M. Best and will write over any underlying carrier regardless of rating. Limits up to $5 million are available and RLI will write over other umbrellas if you are looking for additional excess limits.
RLI accepts the Citizens $100,000 liability for a flat rate of $185! No extra gap policy needed.
Become a Subagent
Then what?
After you e-sign and submit the agency agreement information (no more printing out PDFs, scanning, or faxing!), we'll send you a user name and password to access the RLI Portal, which provides one-point access to manage your RLI business.
Why Recommend an RLI Stand-Alone PUP?
- 10 percent commission on new and renewal business.
- Revenues generated to FMS are included in the calculation for earning the Utilization Bonus.
- Simple, self-underwriting, online application process (you will know immediately whether or not a risk qualifies).
- 24-hour issuance from receipt of eligible application.
- No premium calculations necessary.
- Renewals are solicited and billed directly to your insureds.
- Premiums start at $160 for Florida insureds.
- No excluded vehicles.
- Dec pages from underlying carriers not required.
- MVRs are not required with submission and applications are acceptable with up to 2 accidents and 4 tickets. (There are exceptions for drivers under 22 and over 69.) Note: The State of Florida’s official Drivers License format has increased to 13 characters (1 alpha and 12 numeric). Effective 10/01/2013, the MVR service used to obtain Florida MVR's will reject Drivers License requests not listed in the proper format indicated above.
Helpful links
RLI Agent Portal
All Sales & Marketing Tools
Policy Provisions
PUP Changes Effective 7/1/15
PUP Rates (Effective 7/1/17)
Acceptance of Uninsured Motorist/Underinsured Motorists Coverage Form
Underlying Homeowner Limits
More RLI Products